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Old 10-22-2017, 08:52 PM   #1
Jutwan
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Home insurance (wood stove)

Anybody on here an insurance agent or anyone have a home with a woodstove that can recommend a company thats not outrageous for a home with wood heat. Buying a home that has a woodstove and so far the quotes haven't been the best.
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Old 10-22-2017, 09:17 PM   #2
adidascanada
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check these guys. We are with them because their rates are reasonable. We don't have a woodstove though.

https://www.squareoneinsurance.com
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Old 10-22-2017, 10:12 PM   #3
Jutwan
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Did try them. Wasn't one of the better quotes haha. Thanks for the suggestion though
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Old 10-22-2017, 10:33 PM   #4
dougiefresh1991
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hate to say it. but it might be really hard to find a reasonable quote with that. I was told from a buddy when looking to avoid any house with fireplaces or wood stoves for that particular reason. good luck though man
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Old 10-23-2017, 11:52 AM   #5
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I used to live in a log home with a wood and oil furnace and 1 wood fireplace, State Farm was the best that we found.
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Old 10-23-2017, 01:04 PM   #6
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Might want to question if its the wood stove that's increasing the price or something else. Yes there will be a charge for having it but if your a first time home buyer then your quotes are going to be higher then someone that has had home insurance for last 10 years. You always have the option of disconnecting the wood stove once you take ownership. If it is disconnected then they cannot charge you for it.
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Old 10-23-2017, 07:15 PM   #7
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Got a quote from state farm today that I don't think anyone else is going to come close to matching.
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Old 10-24-2017, 09:35 AM   #8
Sadz
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We ended up pulling ours out for that reason... $600 extra per year for a wood stove that we didn't even use. That was State Farm 10 years ago. Had already lived in the house for 5 years too.
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